Disclaimer
Last updated June 27, 2026
Please read this Disclaimer carefully before using Penny (the "Service"). By using the Service, you acknowledge and agree to the statements below.
Not Investment Advice
Penny is a research and informational tool. The content, market data, rankings, scores, signals, and analytics provided through the Service are for general informational purposes only and do not constitute investment, financial, legal, accounting, or tax advice. Nothing in the Service is a recommendation or solicitation to buy, sell, or hold any security or to adopt any investment strategy, and no content should be construed as a recommendation to transact in any security. Penny is not registered as a broker-dealer, investment adviser, or financial planner in any jurisdiction, and does not provide personalized advice.
Do Your Own Research
You are solely responsible for evaluating the merits and risks associated with any decision you make. Before acting on any information from the Service, you should conduct your own research and, where appropriate, consult a licensed financial professional who can consider your individual circumstances.
Market Risk
Investing in securities, particularly small-cap and high-volatility stocks, involves substantial risk, including the possible loss of your entire investment. Past performance is not indicative of future results. Market data may be delayed and prices can change rapidly. No tool can predict market movements, and any signal, score, or ranking is an analytical estimate, not a guarantee of any outcome.
Assumption of Risk
You acknowledge and agree that you use the Service and make any trading or investment decisions entirely at your own risk and on your own judgment. You assume full responsibility for any losses that may result from those decisions.
Accuracy of Data
Information in the Service is gathered from third-party providers and public sources believed to be reliable, but we do not independently verify it and do not warrant its accuracy, completeness, timeliness, or fitness for any purpose. Data may contain errors, omissions, or delays. We are not responsible for decisions made in reliance on it. The Service and all data are provided "as is" and "as available," without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. Penny disclaims all such warranties to the maximum extent permitted by law.
No Fiduciary Relationship
Your use of the Service does not create any fiduciary, advisory, or professional relationship between you and Penny. We have no obligation to act in your best interest with respect to your investment decisions.
Third-Party Data and Sources
Some information in the Service is provided by third-party data providers and public sources. Penny does not endorse and is not responsible for any third-party data, and such data may be subject to the third parties' own terms and limitations.
Limitation of Liability
To the maximum extent permitted by law, Penny and its affiliates, officers, employees, and data providers will not be liable for any losses or damages, including trading or investment losses, arising from your use of, or reliance on, the Service or any information it provides. Your use of the Service is at your own risk. This Disclaimer is in addition to, and does not limit, the disclaimers and limitations of liability in our Terms of Service.
Questions
If you have questions about this Disclaimer, contact us at getmypenny@mypennyfi.com.